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Terms and conditions


Simon Pointer trades under the company name Totem Media Ltd and has made all reasonable efforts to ensure that the information and advice provided is accurate at the time of inclusion. It does not guarantee, makes no representations or warranties of any kind whether express or implied about, the information, advice and opinions provided through this website, including any items used either directly or indirectly, and reserves the right to make changes and corrections at any time, without notice. Totem Media Ltd accepts no liability for any inaccuracies or omissions and any decisions based on information and opinions contained are the sole responsibility of the visitor


Totem Media Ltd has made all reasonable efforts to ensure the pages of this website and the underlying technology systems are free from viruses. However, Totem Media Ltd does not guarantee and makes no representation or warranty that the pages are free from viruses and users are responsible for ensuring they have installed adequate virus checking software.

Links to other websites are provided for your convenience but Totem Media Ltd is not responsible for the contents of any external websites which link to this website or which are linked from it.


To the full extent allowed by applicable law, Totem Media Ltd shall not be liable for any direct, special, indirect or consequential damages, (including any loss of revenue, loss of profit, loss of anticipated savings, additional or wasted expenditure, loss of privacy or loss of data) or any other damages of whatsoever kind resulting from whatever cause through the use of this website and any information and opinions obtained either directly or indirectly from it. This exclusion shall include all liability for any viruses or any other computer code, files or programs designed to interrupt, restrict, destroy, limit the functionality of or compromise the integrity of any computer software or hardware or telecommunications equipment or material transmitted with or as part of the pages of Totem Media Ltd's website or any material downloaded from it. This website is not directed at any person in any jurisdiction where for any reason the publication or availability of this website is prohibited. Those in respect of whom such prohibitions apply must not access this website.

Local jurisdictions

Totem Media Ltd does not represent that anything on the website is appropriate for use or permitted by local laws in any jurisdictions. Those who access this website do so on their own initiative, and are responsible for compliance with applicable local laws or regulations; legal advice should be sought in cases of doubt.


Please note that some jurisdictions do not allow the exclusion of implied warranties, so some or all of the above exclusions may not apply to you. In addition, nothing shall exclude Totem Media Ltd's liability for injury or death caused by its negligence.